Rebuild Your Credit. Reclaim Your Future.
We help you legally remove negative items and unlock real financial freedom with our expert credit repair services.
Get Your Free Credit Review
Transform Your Financial Future
1
Remove Negative Items
We legally dispute and remove inaccurate information from your credit reports, including late payments, collections, charge-offs, repossessions, and more.
2
Negotiate Better Terms
Our experts negotiate directly with creditors on your behalf to reduce outstanding balances by up to 60% without further damaging your credit.
3
Improve Your FICO Score
Watch your credit score rise as we systematically address each negative item across all three major credit bureaus: Equifax, Experian, and TransUnion.
Our FDCPA-compliant approach has helped thousands achieve financial freedom. With over 10 years of experience, our FCRA experts know exactly how to navigate the complex credit repair process.
Our Comprehensive Credit Solutions
Credit Repair Services
We dispute errors across all three credit bureaus and remove inaccurate late payments, collections, charge-offs, and public records that are hurting your score.
Debt Settlement
Our negotiation team works directly with creditors to reduce your outstanding balances by up to 60%, creating a manageable path to becoming debt-free.
Credit Education & Coaching
Receive monthly score analysis, personalized advice on credit usage, debt-to-income ratio optimization, and strategies for building positive credit history.
How It Works: Your Journey to Better Credit
Schedule a Free Review
We thoroughly assess your credit profile across all bureaus, identifying errors, negative items, and settlement opportunities that can improve your score.
We Dispute, You Relax
Our legal team handles all communications and disputes under FCRA, FDCPA, and CFPB guidelines, saving you time and frustration.
Track Progress Monthly
Access your personal dashboard for real-time updates on dispute status, credit score improvements, and actionable next steps for continued growth.
Graduate with Confidence
We help you build lasting credit health with strategies for high-limit cards, favorable loan terms, and ongoing financial success.
Our proven system has helped thousands of clients boost their scores by an average of 103 points in the first 90 days. (These same results are not guaranteed)
Client Success Stories
"After struggling with collection accounts for years, Red Prime helped me remove 7 negative items in just 45 days. My score jumped 87 points, and I finally qualified for a mortgage!"
— Michael T., Phoenix AZ
"The debt settlement team negotiated my $22,000 credit card debt down to $9,400. I'm debt-free for the first time in a decade and my credit score is climbing every month."
— Sarah L., Dallas TX
"Their credit coaching helped me understand utilization and timing of payments. Within 6 months, my score went from 580 to 712, and I've been approved for a business line of credit!"
— James K., Chicago IL
Your Financial Blueprint
Beyond Credit Repair: Building Lasting Financial Health
Our comprehensive Financial Blueprint service helps you create a sustainable path to financial freedom. We don't just fix your credit—we transform your entire financial outlook.
Custom Budget Plans
Tailored monthly budgeting strategies that maximize savings while eliminating debt, customized to your income and lifestyle.
Debt Elimination Strategy
Strategic debt snowball or avalanche approaches to systematically eliminate balances while improving credit scores.
Credit Rebuilding Roadmap
Step-by-step guidance for establishing positive credit history with the right mix of accounts and optimal utilization.
Why Choose Red Prime Credit Repair?
10+
Years Experience
Over a decade of specialized experience in credit law and financial advocacy.
85%
Success Rate
Our clients see significant improvement in their credit profiles within the first 90 days.
103
Average Point Increase
Our clients experience an average FICO score improvement of 103 points.
$28K
Average Debt Reduced
Our negotiation team saves clients an average of $28,000 through settlements.

Red Prime is fully compliant with the Fair Debt Collection Practices Act (FDCPA), Fair Credit Reporting Act (FCRA), and all Consumer Financial Protection Bureau (CFPB) guidelines.
Our Mission & Values
Empowering Financial Freedom Through Legal Credit Restoration
At Red Prime, we believe everyone deserves a second chance at financial success. Our mission is to empower consumers through legal credit restoration, education, and advocacy.
Integrity
We operate with complete transparency, only promising what we can legally deliver through our proven methods.
Compliance
Every action we take adheres strictly to FCRA, FDCPA, and CFPB guidelines, protecting you and your rights.
Advocacy
We fight tirelessly on your behalf, challenging creditors and bureaus to respect consumer protection laws.
Credit Education Resources
Knowledge Is Power: Understanding Your Credit
Our blog provides actionable insights to help you maintain excellent credit long after our work is done.
How to Remove Collections in 2025
Learn the latest legal strategies for removing collection accounts and preventing them from damaging your credit score.
Why Credit Inquiries Hurt You
Discover how credit inquiries impact your score and smart strategies to minimize their negative effects.
Rebuilding After Bankruptcy
Your step-by-step guide to rebuilding credit after bankruptcy and qualifying for new credit within 12-24 months.
Get Started With Your Free Credit Review
Take The First Step Toward Financial Freedom
Schedule your complimentary credit assessment with one of our FCRA-certified experts. We'll analyze your current credit situation and create a customized plan to improve your score fast.
  • Comprehensive review of all three credit bureaus
  • Identification of all disputable items
  • Custom credit improvement strategy
  • Transparent timeline and expectations
Your financial future can't wait. Most clients see significant improvements within the first 30-60 days.